Terms of Use

Last Updated: July 1, 2026

1. Acceptance of Terms

By accessing Pet Cost IQ, you agree to these Terms of Use. If you do not agree, please do not use this site.

2. Informational Purposes Only

All content, tools, and calculators on Pet Cost IQ are provided for informational and budgeting purposes only. They do not constitute veterinary advice, medical diagnosis, treatment recommendations, insurance advice, financial advice, or legal advice.

3. No Guarantees

Cost estimates provided by our calculators are planning estimates based on typical U.S. costs. Actual costs vary by location, provider, pet age, breed, health condition, and individual circumstances. We do not guarantee the accuracy of any calculation or cost estimate.

4. Limitation of Liability

Pet Cost IQ and its owners are not liable for any decisions or actions taken based on information from this site. Always consult qualified professionals for veterinary, insurance, and financial matters.